Auto Insurance and Car Insurance for Residents of Columbia, Jefferson City, Kansas City, Sedalia, St Joseph, Topeka and Surrounding Missouri and Kansas Communities

It’s good to know what you’ve got
.. . And what it does for you

Whether it floats on water or rolls on land with two wheels or four, it needs to be insured. Insurance can protect your vehicle and yourself in cases of injury, liability, damage, theft and so much more. But if you’re just looking for cheap car insurance, you are getting the minimal car insurance that only keeps you legal on the road. It won’t give you much needed coverage. If you get into an accident you might be paying more out of pocket than you realize. High deductibles, co-insurance and payment caps can be part of cheap car insurance.

Instead, an independent agency, such as Al Janosik Insurance Agency, can complete a search for competitive car insurance quotes for you. For over 50 years, Al Janosik Insurance Agency has been representing residents, not insurance carriers, of the Columbia, Jefferson City, Kansas City, Sedalia, St Joseph, Topeka and Surrounding Missouri and Kansas Communities.

Make the right choice with The Al Janosik Agency

Al Janosik Insurance Agency believes knowing the how, what, and why of car insurance helps you make the right choice when it comes to securing auto insurance that REALLY protects you, your family and your vehicles. Here’s a little information to help you with terms for car insurance quotes.

  • Bodily Injury: If you’re responsible for someone’s injury as a result of an accident, this pays his or her medical expenses. With medical costs constantly rising, THIS coverage can keep you from paying for someone else’s medical bills for the rest of your life.
  • Uninsured and Underinsured Liability: Since many people don’t carry insurance or don’t carry enough insurance, you could be left paying your own medical expenses, even though the accident wasn’t your fault. This coverage gives you the protection you need against non-insured or under-insured motorists.
  • Property Damage: You guessed it, this coverage pays to repair or replace vehicles damaged in an accident, not to mention, fences, landscaping, buildings or anything else a vehicle might hit in the event of an accident. Considering the cost of a new vehicle, you can’t afford to carry minimum coverage!

We’ve got the options you need!

Whatever you drive, we’ve got you covered

Al Janosik Insurance Agency gives you several options when it comes to car insurance.

As an independent insurance agency we’ve developed relationships with many of the nation’s top carriers, enabling us to deliver the coverage you need without breaking the bank. And, combining policies when you are looking for car insurance quotes will give you greater discounts.

Options include:

  • Auto
  • Gap Insurance
  • Motorcycle
  • Boats
  • Personal watercraft
  • RV’s
  • ATV’s / Off-road vehicles
  • Trailers
  • Classic Cars

Let us help you with all your auto insurance needs.