IMPORTANT MESSAGE: COVID-19 UPDATE

Effective 11/23/2020, due to large number of positive COVID-19 cases currently in Topeka and Shawnee County, the staff of Al Janosik Insurance is now working remotely again. We can still be reached by phone and by email. Please be safe and we thank you for your understanding.

Business Insurance Including Garage Liability Insurance and Motorcycle Dealership Insurance in Columbia, Jefferson City, Kansas City, Sedalia, St Joseph, Topeka and Surrounding Missouri and Kansas Communities

Insuring Your Business

That’s our business

To be successful in a competitive marketplace you have to take risks now and then. Of course, these are calculated risks: the kind of risks you expect. What about the mountain of unforeseen occurrences that can threaten your business’s future?

Whether it’s inventory coverage or commercial liability insurance, business property or employee protection, today’s business owner faces a mountain of risks each and every day. Making the right risk management decisions can have a profound effect on financial health and ongoing success. AI Janosik Insurance Agency provides proven commercial insurance solutions for certain protection against uncertain losses.

From employee negligence to a slip-and-fall accident, the risks you face as a business owner vary tremendously from company to company. Lawsuits abound and not having the right liability insurance in place can have financially devastating results. Each business carries its own risks. It’s our job to write the policy that will provide the coverage you need, even if you are looking for affordable commercial insurance for starting out or going through tough times.

Business Owners Policy Insurance

Business Owners Policy Insurance, or BOP insurance, combines property and liability coverage. BOP can be an affordable business insurance policy for small and medium-sized companies including day care centers, service shops, retail stores, restaurants and more. We can tell you if this is a possible business insurance option for you.

Here are some examples of what BOP covers as part of your potential business insurance policy:

  • Liability Insurance – property damage, bodily injury, libel, slander, advertising, and copyright.
  • Property Insurance – coverage for your building or as required by your lease, contents such as inventory or equipment, and business disruption income loss

Business Owners Policy Insurance is not a commercial insurance policy that cuts corners and leave gaps in coverage. Instead, it is a clever way for businesses to get their property insurance and liability insurance coverage into one affordable commercial insurance policy.

Your Silent Partner in Risk Management

We’re the partner you never hear from … unless you need us! We’re active behind the scenes, ensuring you’re covered against liability claims and equipment loss, protecting your company vehicles and employees, as well as a host of other risks you face.

The Power of Independence

As an independent agency, AI Janosik Insurance Agency represents many highly rated insurance companies who understand the special needs of businesses. CONTACT US to discuss the best way to secure an effective, affordable commercial insurance plan for your business

Business Insurance Options include:

  • Manufacturers
  • Retailers
  • Restaurants
  • Bonds
  • Errors & Omissions
  • Business Interruption
  • Builder’s Risk Insurance
  • Garage liability
  • Mechanic and body shop
  • Cabs and Limousines
  • Umbrella
  • Commercial Autos & Fleet
  • Group Life, Disability & Health
  • Cyber Insurance

Let us help you with all your business insurance needs.

785-235-5554