Al Janosik Insurance Agency can help you with business insurance in Columbia MO, Jefferson City, Kansas City, Sedalia MO, St Joseph MO or Topeka. Commercial insurance is an important risk management tool for businesses of all sizes. However, business insurance is complex and your need to be sure you the right coverage at the right price. That is why it makes sense to deal with professional agency such as Al Janosik.
As business owner or manager you face many risks. These include perils of nature as well as human risks. Fire, flooding, storm damage, theft, accidents, business interruption and possible liability claims are just a few of the risks a business owner faces daily. However you need to focus on running your business. You need to look after production, sales, finances, customer service, staff and many other things that are part and parcel of running a business. You don’t still want to worry about insurance and related matters. If you leave your business insurance in the hands of Al Janosik Insurance Agency, then you won’t need to worry about your coverages.
Your commercial or business insurance should cover your main assets such as property, equipment, furniture, vehicles and so on. Commercial insurance should also cover you in the event of third party or liability claims. An important area of coverage that is often overlooked is business interruption. If a fire or some other event closes your business down for several weeks the financial implications can be disastrous.
You may also need speciality or custom insurance. Foe example if you provide public transport then you will passenger liability insurance. There are common business risks and there are industry specific risks. Al Janosik will ensure you are covered for both.